Best Credit Card Series: ICICI Amazon Credit Card!

Introduction:

We all look for the best Deals and something extra out of anything. If you are not in the world of credit cards, then for sure, you are devoiding yourself of that extra layer of rewards. There are hundreds of cards available in the market, however, there are few which can bring smiles at your face. I have cherry-picked a few, after personally using it and hence sharing my experience so that you can also benefit. One such credit card is ICICI Amazon Credit Card which I have been using for last 5 years. THis is one of the best credit cards for shopping at Amazon.

Am sure after reading the article you will apply for ICICI Credit Card exclusively designed for Amazon

Benefits:

We can get unlimited rewards while shopping at Amazon using this card. If you are a Prime member, then you get actually Extra. If you buy a Mobile Phone for Rs. 1 Lac at Amazon and you are a Prime member, you can earn 5% (ie Rs. 5000) as Rewards. Its credited as Amazon Pay Balance, which you can easily use anywhere.

1. Zero Joining Fee
2. No Cap on the rewards earned- Unlimited
3. Rewards Never Expire- Peace of Mind
4. Easy Redemption
5. Avail No Cost EMI
6. Higher Reward Point Value (1 Reward= 1 Rupee), credited in Amazon Pay account

Detailed Reward Structure:

1. For Prime Customers: Earn reward points of up to 5% on purchases made on Amazon.in
2. For Non-Prime Customers: Earn reward points of up to 3% on purchases made on Amazon.in
3. Upto 2% if you spend at 100+ Amazon Pay Partner Merchants Like paying Insurance Premium

Tip: Advised to take Prime Membership if you purchase Online a lot.

Dining Benefits

Its not only the raining cashback, there are other benefits for Dining.

• Minimum of 15% discount on dining expenses at participating restaurants

Point to Note-

• Do show your card while settling the invoice to avail the discount
• For more information, please visit www.culinarytreats.com

Cons: (Drawbacks of the Card)

• Not a good card for international usage as foreign currency mark-up fee is too high (3.5%)
• No Lounge Benefits

How to Apply:

1. ‘Apply Now’ Option at your Amazon Page
2. ICICI Bank Website

FAQs:

1. Is ICICI Amazin ICICI Credit Card Life time free?
   • Yes
2. What is the minimum salary for Amazon pay Icici credit card?
   • Rs. 25000 for ICICI Customer and Rs. 35000 for others (Source Internet, however varies for individuals)
3. Does Amazon Icici credit card has annual fee?
   • No
4. Is no cost EMI available on Amazon Icici credit card?
   • Possible while shopping at Amazon.in
5. What is the minimum cibil score for Amazon Icici credit card?
   • 750+ is a good score, however depends on individual
6. How do I qualify for Amazon credit card Icici?
   • You must be between 18 and 60 years of age.
   • You must be either a salaried or a self-employed individual.
   • You must reside in a city that’s serviceable by the bank
7. Can I get Icici credit card without salary slip?
   • Having Regular Source of income is mandatory for any bank to issue card, however check with bank
8. Can I take credit card without job?
   • Possible, if you have a good CIBIL score, or you can show regular income proof
9. What is processing fee in Amazon credit card?
   • Processing Fee of Rs. 199 + taxes applicable on 18 & 24 month EMIs for transactions greater than or equal to Rs. 10000. However check for offers, at times we get No Cost EMI as well.
10. 1 reward point in amazon pay icici bank credit card is equivalent to what rupee value?
    • 1 Rupee